Risk Analytics.Credit.Candidate

{
  "sub_function": "risk-analytics",
  "sub_vertical": "credit",
  "display_name": "Risk Analytics — Credit",
  "version": "bootstrap-2026-06-11",
  "generated_from": {
    "run_id": "bf808d4e-b3f9-425c-9721-3af4216d056f",
    "cv_count_in_cell": 23,
    "jd_count_in_cell": 1
  },
  "must_have_signals": [
    {
      "type": "tag",
      "values": [
        "credit analysis",
        "credit risk",
        "credit modeling"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "keyword",
      "values": [
        "financial statement analysis",
        "credit models",
        "financial modeling"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "tag",
      "values": [
        "commodities trading",
        "banking",
        "trade finance"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "keyword",
      "values": [
        "commodities products",
        "oil",
        "metals",
        "agriculture",
        "derivatives",
        "structured trade finance"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "certification",
      "values": [
        "Bachelor's degree in Finance",
        "Bachelor's degree in Economics",
        "Bachelor's degree in related field"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "certification",
      "values": [
        "CFA",
        "FRM",
        "CPA"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "tag",
      "values": [
        "counterparty credit risk",
        "exposure management"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "keyword",
      "values": [
        "credit limits",
        "credit scoring",
        "risk appetite frameworks"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    }
  ],
  "nice_to_have_signals": [],
  "disqualifying_signals": [
    {
      "type": "tag",
      "values": [
        "no credit analysis experience",
        "retail credit only",
        "consumer lending only"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    },
    {
      "type": "tag",
      "values": [
        "no commodities or banking background"
      ],
      "weight": 5,
      "source_docs": [
        "reference/JD/Risk/JD for Credit Risk.pdf"
      ],
      "observed_in_pct": 1
    }
  ],
  "title_normalisations": [],
  "scoring_weights": {
    "sub_function_match": 0.2,
    "tag_overlap": 0.3,
    "seniority_delta": 0.2,
    "years_experience": 0.15,
    "red_flag_penalty": 0.15
  },
  "minimum_pass_score": 4,
  "status": "bootstrap-draft"
}